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Four Tips for Dealing With Insurance Companies After an Accident in Manchester, CT

The Office of Legislative Research reports that around 25,000 people are injured in car crashes in Connecticut each year. Accidents affect every community. With Interstate 84 and Interstate 384 running through the city, Manchester sees more than its share of serious motor vehicle collisions. 

You need to know how to protect your legal rights and financial interests after a major crash—and that means being prepared to handle the insurance company. Here, our Manchester car accident lawyer offers four tips for handling insurance adjusters after a traffic collision in Connecticut. 

  1. Know the Role of the Insurance Company 

To start, it is important to understand the role of the insurance company in the legal claims process. Insurers are fundamentally focused on their own financial interests—not what is best for families in Connecticut. Whether you are dealing with your own insurance company or a defendant’s insurer, remember that they are an adversarial party. They do not get the final word on your claim. It is in the insurer’s interest to settle your Manchester car accident claim for less. 

  1. Be Proactive: Get Organized 

It is a lot easier to deal with insurance adjusters when you are well-organized. A serious traffic collision in Manchester, CT should be reported to law enforcement right away. Your crash requires a thorough investigation by an experienced Hartford County auto accident attorney. A lawyer can help you gather and prepare the evidence to prove liability and damages. 

  1. Do Not Agree to Give a Recorded Statement

An insurer is likely to ask you for a recorded statement after a serious crash. You are not obligated to give a statement immediately after your accident. Indeed, it is not in your interest to give a statement to any other party’s insurance carrier without first consulting with a Manchester, CT car accident lawyer. The simple reality is that insurance adjusters are trying to find a way to use your words to reduce your settlement or deny your claim. 

  1. Understand the Value of the Your Case: Beware of the Quick Settlement Offer

In Connecticut, injured victims have the right to seek compensation for economic and intangible damages. Your settlement offer should account for the full value of your damages. You cannot settle a car accident injury claim until you know the complete extent of your damages, including vehicle repairs, medical bills, lost wages, and pain and suffering. Be wary of quick settlement offers. An insurer may try to get you to settle your claim for less before you have a chance to consult with a Manchester auto accident attorney. 

Schedule a Free Consultation With an Auto Accident Lawyer in Hartford County 

At Tehrani Law Group, LLC, our Manchester auto accident lawyer has the professional experience to maximize your compensation after a crash.  If you were hurt in an accident, we are here to help you get through the claims process. Contact us today to arrange your no-cost, no-obligation case evaluation. We handle auto accident claims in Manchester and throughout all of  Hartford County.